For most people buying and furnishing one’s home is the investment of highest value in their life and this investment needs to be protected. Common precautions may not always be sufficient. For the most comprehensive protection of the property of its customers, ZEAD BULSTRAD VIENNA INSURANCE GROUP offers its combined insurance policy Bulstrad Bonus Home:

The insurance provides cover for:

  • Apartments
  • Houses
  • Other buildings at the same address (if agreed in writing)

ZEAD BULSTRAD VIENNA INSURANCE GROUP offers the opportunity to combine a wide range of risks in order to ensure optimal coverage for the Insured’s real estate and contents therein:

  • Clause A:

1. Fire;

2. Consequences of fire extinguishing, no matter if the damage is due to fire extinguishing at the insured premises or at the neighboring ones;

3. Explosion;

4. Lighting strike;

5. Natural perils: storm, hurricane, hail, torrential rain, including damage due to falling trees and branches as a result of natural perils;

6. Water damage due to failure in plumbing, sewerage, heating and steam installations and the appliances connected thereto (including due to water taps left open);

7. Malicious acts of third parties, vandalism;

8. Impact by motor vehicles or crewed aircraft, components or cargo falling from it;

9. Additional expenses:

9.1 Additional expenses for eliminating the consequences of an insured event (debris removal costs and expert fees) in the amount of up to 2% (two percent) of the total sum insured for the insured property, but not more than BGN 10,000 (ten thousand).

9.2 Additional expenses incurred by the Insured for uncovering and covering back built-in installations in the event of “Water damage due to failure in plumbing, sewerage, heating and steam installations” shall be covered, with a limit of up to BGN 300 during the insurance period.

  • Clause B:


  • Clause C:


  • Clause D:

Burglary and robbery

  • Clause E:

Public liability

  • Clause F:

Rental of alternative lodging

  • Clause G: 

Personal accident of member of family/household

  • Clause I:

Loss of rent

  • Clause J: 

Short circuit and current rush of electrical mains and/or appliances

  • Clause K: 

Theft by technical devices

  • Clause L: 

Weight of natural accumulation of snow or ice

  • Clause M: 

Damages due to attempted burglary or robbery

ZEAD BULSTRAD VIENNA INSURANCE GROUP offers its customers the possibility to obtain insurance based on one of the following seven customized options with different sums insured or another arrangement, depending on the specific preferences of the Insured.

Covered risks of Bulstrad bonus home insurance


The annual insurance premium may be paid in full or in four equal deferred installments, without a surcharge to the offered insurance premium.

Taking out insurance is made as simple as possible, without performance of prior inspection.